Privacy Policy

Welcome to Tabungan Impian ("we", "our", or "the App"). We highly respect your privacy and are dedicated to protecting your personal information. This Privacy Policy details how we collect, handle, store, and safeguard your data when using our mobile application.

1. Information We Collect

We minimize data collection strictly to what is necessary for the app to function properly:

• Financial & Savings Goals Data: Goal names, target amounts, deposits/withdrawal transaction history, and goal pictures. All this data is stored locally on your device's internal storage.
• Google Account (Optional for Cloud Backup): When utilizing the Google Drive backup feature, the app accesses basic profile info and email address for Google Sign-In authentication.
• Subscription & Purchase Data (In-App Purchase): Pro subscription status processed securely via Google Play Store / Apple App Store and RevenueCat. We never access or store credit card or banking information.
• Anonymous Diagnostics & Analytics: Crash reports (Firebase Crashlytics) and basic usage analytics to maintain stability and performance.

2. Special Permissions

• Google Drive API: Used exclusively to upload and download database backup files to your own personal Google Drive app folder. We cannot access any other private files in your Google Drive.
• Gallery / Photo Access: Requested only when you voluntarily select an image from your device for a savings goal.
• Notifications: Used to deliver customizable saving reminders you schedule.

3. Data Security & Storage

• Your local database is safely stored in encrypted SQLite storage.
• Network communications with third-party providers (Google API, RevenueCat, Firebase) strictly utilize industry-standard HTTPS / TLS encryption.
• We do not sell, rent, or distribute your personal data to any third parties.

4. Third-Party Services

Our app incorporates reliable third-party services with their own privacy policies:

• Google Play Services & Google Drive API
• Google Firebase Analytics & Crashlytics
• Google AdMob (Ads)
• RevenueCat (Subscription Management)

5. User Rights & Data Deletion

You retain full control over your personal data. You can delete all local records instantly inside the app via Drawer → Account → Delete Data, or send a deletion request via email to admin@pemrogramkode.my.id.

6. Children's Privacy

Tabungan Impian is not intended for knowingly collecting personal data from children under 13. If any minor's data was submitted without parental consent, please contact us for immediate removal.

7. Policy Updates

We may update this Privacy Policy periodically to reflect legal or feature changes. The updated version will always be published on this page.